Schedule of Fees
December 1, 2008
|Credit Union Fees|
|Account Closing Fee||$5.00 if account is closed within 90 days|
|Account Printout||$2.00 1st page $.25 each page thereafter|
|Account Reconcilement/Research||$20.00 per hour, 1 hour minimum|
|ATM New Card & Pin Number||$10.00|
|ATM Replacement Card||$3.00|
|ATM Replacement Pin Number||$5.00|
|ATM Withdrawal Fee &/or Inquiry Fee||6 free per month,
|Business Account Coin Handling Fee||$20.00 per month|
|Check Cashing Fee||min fee $1.00 up to 10%, max $5.00 if saving balance is < $100 & no other services*|
|Collection Item Presented by Mail||10% of check minimum charge $7.50|
|Copies of Cleared Share Draft Item||$2.50 per item|
|Copies of Statements||$2.50 1st page, $1.00 each additional page|
|Deposited Item Return Fee||$10.00 per item|
|Direct Deposit Withdraw Fee||$5.00 if take ½ or more, saving balance is less than $100 and no other services|
|Dormant Account Fee||$5.00 per quarter if balance is less than $100 and no other services|
|Fax Charges, outgoing||$3.00|
|Garnishment Fee (Legal Process Fee)||$15.00|
|Loan Processing Fees||1 free each quarter, $5.00 each thereafter|
|Lost CD Fee||$10.00 affidavit fee|
|Membership Share Par Value||$5.00|
|Money Market Checking||$3.00 in excess of 3 items per month|
|Money Orders||$1.00 per money order|
|Notary Fee||Free to member, $5.00 non member|
|NSF Fee, Checking, ATM, ACH
(If item is paid or returned)
|$20.00 per item (no calls made)|
|Return Mail Fee||$4.00 per month|
|Share Draft Printing Fees||Price will vary depending on style|
|Stop Pay fee, Check or ACH||$10.00|
|Telephone Transfers||2 free weekly, $1.00 each thereafter|
|Teller Checks||$2.00 per check, 1 free each quarter|
|Western Union Wire||$26.00|
|Wire Transfer Fee Incoming||Free|
|Wire Transfer Fee Outgoing||$20.00|
|All members are required to maintain a minimum of $5.00 in their “A” account to transact any business with the Credit Union. The credit union will transfer funds from member’s other accounts to maintain the minimum $5.00 balance.
*All checks, drawn off another financial institution, that are cashed, are subject to the check cashing fee.
*An account is considered dormant when there is no activity for 2 years or more and share balance is less than $100.00.
Automatic transfers from savings to checking will not take the balance below $5.00 for any reason.
Any member who causes a financial loss to the credit union or abuses account privileges, will lose all rights and privileges of membership, including access to services.
All new checking accounts are subject to a credit check.
Closing of Share Draft Account/Checking Accounts, requires all unused checks to be returned to credit union, for destruction, prior to closing.
All overdrawn accounts, are subject to a $10.00 daily fee.